Coaching Relationship

Financial coaching is an educational and collaborative process designed to help you develop healthy financial habits, improve money management, and align your financial life with your personal values and goals. This is not investment, legal, or tax advice. You acknowledge that financial decisions are your responsibility and that coaching does not guarantee financial outcomes.

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Scope of Services

Services may include, but are not limited to:

• Budgeting and cash flow management

• Goal setting and accountability

• Debt payoff strategies

• Financial organization

• Business financial wellness (for self-employed clients)

All services are customized to your needs as discussed in your intake or discovery session.

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Client Responsibilities

You agree to:

• Attend scheduled sessions on time

• Provide accurate and complete information

• Participate actively in the coaching process

• Implement agreed-upon action steps to the best of your ability

You understand that results depend on your commitment and follow-through.

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Payment & Cancellation Policy

• Payment is due in advance unless otherwise agreed in writing.

• Sessions are non-refundable once delivered.

• Packages must be used within 6 months of purchase unless extended by mutual agreement.

• Cancellations or rescheduling must be made at least 24 hours in advance.
  Missed or late-cancelled sessions may be forfeited.

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Confidentiality

All personal and financial information shared during coaching will be kept strictly confidential unless:

• You give written consent to share it

• Disclosure is required by law

• There is risk of harm to yourself or others

Data may be stored securely using encrypted platforms such as Zoho, Google Workspace, or similar tools for scheduling and document sharing.

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Limitations

Financial coaching is not a substitute for professional legal, tax, or investment advice. Our coaches are certified financial literacy professionals and coaches, but we are not a Certified Financial Planner (CFP), CPA, attorney, or registered investment advisor. You are encouraged to consult appropriate professionals for those needs.

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Disclaimer of Guarantees

While the tools and strategies offered are intended to support your financial well-being, no guarantees are made about outcomes, financial results, or income increases. Coaching is a support service, not a promise of success.

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Termination

Either party may terminate the coaching relationship at any time with written notice. If sessions remain unused in a pre-paid package, a partial refund may be offered at the coach’s discretion.

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Use of Materials

Any worksheets, templates, or materials provided are for your personal use only. Redistribution, resale, or reproduction without permission is prohibited.

 

Governing Law

These Terms are governed by the laws of the State of Florida, United States, unless otherwise required by law.

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Agreement

By booking and/or paying for a session or coaching package, you acknowledge that you have read, understood, and agree to these Terms and Conditions.

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Questions?

Feel free to reach out directly at info@bewellfinance.org with any concerns before booking.

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